What They Mean for Your License

What Are Demerit Points?

Demerit points are penalties automatically entered on a driver’s record when certain offences under the Highway Safety Code are committed. Each offence carries a fixed number of points determined by regulation. These points are recorded by the Société de l’assurance automobile du Québec (SAAQ) following a conviction.

Points are not discretionary: once a conviction is entered, the corresponding number of points is imposed by law

How Demerit Points Are Assigned

The number of demerit points depends on the nature and seriousness of the offence. Examples include speeding, failing to obey traffic signs or signals, using a hand‑held electronic device while driving, and reckless or dangerous driving behaviour.

Each offence is associated with a specific number of points listed by the SAAQ. The points are added to the driver’s record only after a guilty plea or a conviction.

Maximum Allowable Demerit Points

The maximum number of demerit points a driver may accumulate depends on the type of licence held:

• Learner’s licence: 4 points
• Probationary licence: 4 points
• Regular driver’s licence: 15 points

Exceeding the applicable limit results in an automatic licence suspension. This suspension is administrative and does not require a separate court hearing.

Consequences of Reaching or Exceeding the Limit

When a driver reaches or exceeds the maximum number of demerit points allowed:

• The driver’s licence is suspended for a period determined by law;
• The driver must comply with reinstatement conditions imposed by the SAAQ;
• Additional fees and administrative requirements apply;
• Insurance premiums may increase significantly.

For probationary and learner drivers, the consequences are particularly severe, as the allowable threshold is much lower than for experienced drivers.

Duration of Demerit Points on a Driving Record

Demerit points remain on a driver’s record for two years from the date of the offence, not from the date of conviction. Once this period expires, the points are automatically removed, provided no new offences have been committed that affect the total.

Why Demerit Points Matter

Demerit points have consequences that extend beyond fines. They directly affect a driver’s legal ability to drive, can trigger mandatory suspensions, influence insurance risk assessments, and may have professional consequences for drivers who rely on a licence for work.

Conclusion

The Québec demerit point system is strict, structured, and automatic. Each conviction under the Highway Safety Code carries predefined consequences that can affect a driver’s licence, finances, and mobility for years.